Category: Personal Finance

Keep Them Handy: Budgeting Tools that Work (*2 Min Read)

Budgeting your monthly expenses in order to get the greatest return on your income (and perhaps, even put aside some for saving!) doesn’t have to be extremely hard. Various budgeting programs are available for use. Money management programs provide you with a usual package… Continue Reading “Keep Them Handy: Budgeting Tools that Work (*2 Min Read)”

A Little Goes a Long Way: Smart Secrets to Budgeting (*2 Min Read)

There’s nothing more we want than to be able to efficiently manage our money. After all, the money that we want to manage is money that is oftentimes, hard earned. This is where a budget comes in. A budget executed properly, should help you… Continue Reading “A Little Goes a Long Way: Smart Secrets to Budgeting (*2 Min Read)”

Guide To Better Budgeting (*2 Min Read)

A budget is basically a money plan, outlining your financial goals. Having a budget, you can well establish and regulate funds, set and achieve your financial objectives, and make advance decisions as to how you want your finances to function well for you. The… Continue Reading “Guide To Better Budgeting (*2 Min Read)”

Tips on How to Teach Your Kids to Save Money (*2 Min Read)

A lot of teens nowadays do not understand the value of earning and spending money. They were not oriented that investing is necessary even if they are still students. As parents, you play a crucial role in this area. You should be able to… Continue Reading “Tips on How to Teach Your Kids to Save Money (*2 Min Read)”

Financial planning 101: Mortgages (*2 Min Read)

Amortization Amortization simply involves paying off debt with equal payments at equal intervals over time. An example of this is a fixed rate mortgage – your monthly payment remains the same throughout the entire life of your loan. Even though your monthly payments might… Continue Reading “Financial planning 101: Mortgages (*2 Min Read)”